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USDA mortgage are perfect for first-time home buyers because there is NO down payment required. They are also less expensive than FHA loans because mortgage insurance (MIP) is a half a percent cheaper for USDA mortgages. 4. VA Loans. The Veterans Administration has a home buyer program for active and retire Vets.
First-Time Homebuyer Mortgage Assistance Program (MAP). to assist low and moderate income first time homebuyers with the purchase of homes in the City.
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This makes VA home loans perfect for any first time home buyer who is eligible. 5. 203k Rehab Loans If you’re in the market to purchase a fixer upper home then a 203k loan may be a perfect fit for you.
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